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Your Children May be Eligible for Free or Low-cost Health Insurance!
The children who have no insurance are most likely eligible for this assistance, even if you are working. Most states have their own eligibility rules but most families who earn less than $35,000 per year, for a family of four are eligible. In some cases of larger families or children with special needs, the cap is higher. For those parents that cannot afford insurance, a sick child is a devastating prospect both emotionally and financially. This why this benefit is here and should be utilized by all who are able. No child should have to go with out routine medical necessities do to money. The Kids Come First Act is also trying to help qualify more children to ensure that all children get the medical attention they deserve. It is sad to know that there are children who have not gotten all their vaccines, children with asthma who cannot get their medications, children who have not had a physical all because their parents cannot afford to pay the doctor. Unlike an emergency room, a private doctor does not have to see you if you cannot pay at the time of your visit or before your next visit. There are too many kids who have unmet medical needs, trouble accessing health care, and most children don’t see a dentist annually or at all. Public medical assistance programs can help parents provide or get insurance for their children. This lessens the financial burden on over all family medical expenses. Many employers have free or extremely low medical benefits for the individual, it is just the family plans that cost too much for the family. Taking the burden off of the parents, they might be able to afford medical coverage for themselves. Qualifying single parents and families will apply in person at the local department of human services. A worker will ask you to bring verification of identification for you and your children, pay stubs for the past 4-8 weeks or a letter from your employer with your weekly wage, and fill out an application. The process does not take too long and you will find out right there if you are eligible or not. Depending on what income brackets you are in, you can be eligible for several types of benefits. If you are in the lowest income level but still employed, you as well as your children can be eligible for medical assistance. You would probably have very small co-pay for prescriptions and other medical services but your children will not. The next level of care would include only the children with or without co-pays and no benefits for you. At the highest level, there will be a larger co-pay for all services, but still only a few dollars per visit. For some families who are just slightly over the wage cap, there are series of secondary assistances that will help reduce the cost of your children’s medical expenses. Most public medical assistance also covers dental, eye exams, and other services recommended by your pediatrician. If you are a low-income family, don’t think you don’t qualify till you try. You might be pleasantly surprised and have insurance for your children. Many people just didn’t know that this program is not just for single parents or those on TANF or food stamps. This programs to all families who fall with in the states written guidelines. DISCLAIMER: This information is for educational and informational purposes only. The content is not intended to be a substitute for professional advice. Always seek the advice of a licensed Insurance Agent or Broker with any questions you may have regarding any Insurance Matter. About the author of: Your Children May be Eligible for Free or Low-cost Health Insurance! Thomas Hunter is an Internet marketer, author and publisher and has helped hundreds of people save money on their health insurance. Visit us at http://DiscountOnlineQuotes.com spend 5 minutes and get your no obligation Health Insurance Quote. Article Source: http://netsalesinc.com If you have a website or ezine you may freely post this article on your site as long as you include the full resource box above. All links must be active / clickable with no syntax changes.
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