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Stay Healthy and Keep your Insurance Premiums Down
Fortunately, many customers are interested in wellness, and disease prevention. After all, they're paying for their own doctor visits if they do get sick. It is because HSA owners are "forward thinking" people, and like to plan for their future - both financial and physical. You can improve your odds of excellent health with just a few key habits: Eat very high quantities of fresh vegetables and fruits. Shoot for 35% of your calories. This will lower your risk for diabetes, high blood pressure, heart disease, cancer, and more. Limit your intake of sugar and starchy carbohydrates like bread and pasta. The majority of health problems in the U.S. are related to metabolic diseases that involve insulin resistance. Exercise and lift weights. Exercise guru Jack La Lanne just turned 92 on September 26, and he says if you have muscles you never feel old. Life Quote Is About Life. Better Health Means Lower Insurance Rates. Most people get nervous about their health and how it can affect their insurance rates. Your health is key in how much you'll pay for Life Insurance. Life Insurance Facts: Cigarette smokers pay at least double the premium for life insurance than non-smokers. People, who are overweight, have high blood pressure or high cholesterol could pay more for life insurance. A family history of heart disease, cancer, stroke, diabetes or other chronic diseases will make your insurance rates increase. Having chronic diseases yourself can increase your Life Insurance Premiums. Life Insurance companies classify people by different categories that essentially determine their risk of dying. The best category and lowest price is "Super Preferred", followed by "Preferred." Prices keep rising with "Standard" and "Special Class". To be honest, only the healthiest people in America are rated Super Preferred. The average person will qualify for a standard rate. The classifications vary from company to company the point is you do have control over lifestyle choices that can hurt your health. You should take a proactive approach and work at staying healthy, at the gym and at the doctors' office. Insurance companies will reward you for it! Which is why it’s a good idea to shop around. Tips to Improve your Insurance Health: Regular medical treatments to monitor and stabilize chronic diseases can influence insurance companies to offer you reasonable rates. Heart disease, cancer, diabetes and stroke are no longer uninsurable conditions. Insurance companies just want to see proof that you're improving your health. Lowering your weight and controlling your cholesterol or blood pressure with a low fat diet, regular exercise or medicines can result in a reduction in insurance premiums. You can't change your family's medical history but you can certainly take care of your own with regular check-ups and by practicing healthy habits. Your clean bill of health counts with insurance companies too. If you smoke, the surgeon general says quit. Insurance companies judge smoking as a critical risk factor in determining your premium. Do yourself a favor kick the habit. For your life, as well as your life insurance. If you quit smoking now, your rates will drop significantly if you re-submit your "healthier" non-smoker status to insurance companies a year later. If this doesn't motivate you who knows what will. How about saving some money on your life insurance policy? If you end up paying more, don't get mad at the insurance companies. Get mad at yourself! For lifestyle tips and medical information to get you started, check out some of the leaders in the business of making you healthy—your doctor! DISCLAIMER: This information is for educational and informational purposes only. The content is not intended to be a substitute for professional advice. Always seek the advice of a licensed Insurance Agent or Broker with any questions you may have regarding any Insurance Matter. About the author of: Stay Healthy and Keep your Insurance Premiums Down Thomas Hunter is an Internet marketer, author and publisher and has helped hundreds of people save money on their health insurance. Visit us at http://DiscountOnlineQuotes.com spend 5 minutes and get your no obligation Health Insurance Quote. Article Source: http://netsalesinc.com If you have a website or ezine you may freely post this article on your site as long as you include the full resource box above. All links must be active / clickable with no syntax changes.
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